Re: [AISdiscuss] 2006 Spring Insurance Report

[GormleyGreenery@aol.com]

In a message dated 5/6/2006 6:25:24 P.M. Central Daylight Time,  
SAMMYGIZ@aol.com writes:

Are you  asking about what the premium was for this year?  If so, the   
package 
premium was $17,839 which included the AIS personal property,  liability,  
and 
crime coverage.  As far as what it will cost its  contributors, I assume  you 
mean the clubs and regions.  This is  exactly what needs to be  discussed.  
There is no requirement in  place at the present time for any  club or region 
to 
contribute to  the cost of the policy.

Michelle



We realize this a "Discuss" topic and we are not a voting  members of the AIS 
Board, but as a retired commercial insurance person who  respect fully the 
gargantuan job that Michelle has done the past few years and  , we do want to 
add our "2 Cents".
 
At the November 2005 AIS Board meeting (in the minutes, it was reported  that 
there had been voluntary contributions from Societies, Regions and the 2005  
Convention of $8,800 plus the just posted Donation Secretary Report shows 
there  has been a total of $7,050 contributed to the insurance fund from  11-1-05  
to 4-1-06 so (maybe theoretically depending on whether we are  talking 
fiscal, calendar or insurance year) a total of $15,850 has been  contributed by 
Sections, Regions and Affiliates toward a total bill of  $17,839.00.  
 
This is all well and good for this year BUT AIS cannot continually run  
around with "hat in hand" and expect to maintain this level of donations to the  
insurance fund. An intuitionalized method of funding insurance expenses NEEDS to 
 be established.
 
For instance:  $50 per Affiliate x 182 = $9100 plus $100 per Region x  24= 
$2400 plus 9 Sections and 2 Cooperating Societies x $200=$2200 would come to  
$13,700.  The rest of approx $4000 AIS could cover comfortably.  
 
Just send out bills every January for the annual insurance costs.  It  is 
certainly less than each Affiliate/Region/Section would have to pay if we cut  
them off with NO insurance.  (To say nothing of the fact than many  
"business-types" among us would refuse to be officers of  Affiliate/Regions/Sections if 
there was NO liability insurance for AIS!!!)
 
Rita &  Tom Gormley
Gormley Greenery
Cedar Hill, MO
AIS Region 18, Zone  5
http://www.gormleygreenery.com/

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