Re: [AISdiscuss] Re: AIS Finances -- Insurance Costs

[Terry Aitken <terry@flowerfantasy.net>]

Hi All
The words "optional and affordable" can have many different meanings to 
many different people.
They are highly subjective.
When Barbara enquired about the cost of the Portland club getting their 
own insurance - when this issue first came up - the best quote she could 
get in Portland was $750/year for one club. In my opinion, there is 
nothing "reasonable or affordable" about this option. For each of our 
AIS clubs in the USA to pursue this option would financially cripple the 
entire iris world as we know it.
The insurance we have is a bargain compared to this option.
Increasing the dues by $5.00 per member, for Portland purposes, still 
only generates about $400.00 in additional revenue. Not enough to cover 
the cost of independant club insurance. It is enough for the national 
policy.
Terry

CEMahan@aol.com wrote:

> In a message dated 7/6/2005 1:10:24 A.M. Eastern Standard Time,  
> PlankMail@aol.com writes:
>
> Michelle  checked this out last year and has been in
> repeated touch with  Nuccios.  The are located in Southern California.
> Michelle  has
> spoken to the head-honcho (Nuccio) and gone over the AIS needs  and
> liabilities.   It has continuously been his opinion that he  could not improve
> on the
> coverage we were getting at the price we were  paying.
>
>
>
> I noted in Jim's message that he uses the words "optional and affordable"  in 
> relation to the Federated Garden Clubs' insurance. If these words are  
> correct, the "problem" must be with AIS "needs."  The Federation is  apparently 
> negotiating for insurance that can be "bought" by Federation members  at 
> affordable prices. But AIS has apparently defined its "needs" as a master  policy 
> covering AIS and all its clubs. I think we should define our "needs"  
> differently--and soon. The Federation plan would seem more logical and  affordable. Clarence
>
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